Sitemap - 2024 - Excellence in Claims Handling

Incompetent Insurance Fraud Claim Results in Conviction

More Important First Party Property Exclusions

Plaintiff Entitled to Know All Insurance Available to Defendants

Building That Could Collapse is Not a Covered Collapse

More Interesting Exclusions

Help, My House Is Falling Into The Sea

Lies on Insurance Application Expensive

Zalma’s Insurance Fraud Letter – May 1, 2024

Criminal’s Money Stays With State

Telling the Truth Can't Be Defamatory

It is Nuts to Assume You are Covered

Exclusions

Choking a Friend to Death Not a Covered Loss

Agent Binds Principal

Assets Forfeited as Restitution for Murder for Profit

Insurer Immune from Malicious Prosecution Suit

Criminal Tries to Get Out of Sentence

Deductible

Unclear Language in Policy Interpreted in Favor of Property Owner

Man Bites Dog & Dog Bites Back

Swimming Pool Claim Sunk

ZIFL, Volume 28, Issue 8

Fairly Debatable Action by Insurer

Pro Se Plaintiff’s Qui Tam Suit Fails

Coinsurance

Who's on First?

Court Slaps Down SLAPP Suit

Marine Insurance Warranties

Real Property Damage Required for Defense

To Plead Fraud Plaintiff Must Identify Acts of Fraud

Life Insurance Can Be Hazardous to Your Health

Never Lie on an Application for Insurance

Compassion Not Available for Arsonist

Zalma's Insurance Fraud Letter - April 1, 2024

Litigation Between Insurers Should be Avoided

Soft Fraud

Red Flags of Insurance Fraud

GUILTY OF WORKERS’ COMPENSATION FRAUD

Passover Begins on April 22, 2024

Insurer Must Report Suspected Fraud

Pollution Exclusion Deters Deliberate or Negligent Behavior that Leads to Environmental Harm

Court Must Read Statute as Written

The Records Warranty

Insurance Policy Warranties

$16 Million to $1

Patient Brokering and Referral Scheme Enjoined

Overwhelming Evidence Establishes Guilt

Zalma’s Insurance Fraud Letter – March 15, 2024

The Contractor

No Alarm No Coverage

CHUTZPAH – CHARGE OF TWO SEPARATE CRIMES DO NOT VIOLATE CONSTITUTION

Arsonist Begs Ohio Court to Release Him From Prison

Insurance Fraud & Politics

Insurance Only Pays for Fortuitous Losses

The Effect of the Insured’s Breach of a Material Condition

The Insurance Adjuster

How the Adjuster Analyzes the Policy Wording

Fail to Read the Policy at Your Peril

Insurance Policy Warranties

Zalma’s Insurance Fraud Letter – March 1, 2024

The Effect of the Insured’s Breach of a Material Condition

Go To Jail, Do Not Pass Go, Stay in Jail

Ignore Court Orders at Your Peril

ADA Requires Evidence of Intentional Discrimination

Exclusion for Failure to Advise Insurer of Known Potential Loss

It is Time to Control Punitive Damages

Lie on Application & Find Policy Rescinded

Liar, Liar, Pants on Fire

Insurance Fraud is a Violent Crime

Bloods Gang Member Guilty of RICO to Defraud Insurers

Why to Never Take an Assignment of Claim Against Insurer

Zalma’s Insurance Fraud Letter – February 15, 2024

Insurance Fraud Attempt Defeated

Agent’s Statement Binds Insurer

No Duty to Defend No Possible Duty to Indemnify

Arson and Restitution

Ambiguous Exclusion Unenforceable

Do the Crime, Serve the Time

Serious Injury Does Not Change Policy Wording

The Examination Under Oath - A Condition Precedent

Appraisal Pointless if Coverage Not Provided

A Incomplete Aircraft is Still an Aircraft

Zalma’s Insurance Fraud Letter February 1, 2024

Punitive Damages

Pollution Exclusions

Liability Insurance & the Need for Fortuity

Property Investigation Checklists – 14th Edition

First Party Property Losses

FAKE APPLICATIONS COSTS AGENT HIS LICENSE

Infestation of Vultures Excluded

Special Form Exclusions

False Statement on Application Requires Rescission

Court May Not Rewrite Policy

Who’s on First – Defense and/or Indemnity

TOO FUNNY NOT TO PASS ON!!

Diminution of Value Excluded

You Only Get What You Pay For

The Baseball Card Scam

Zalma's Insurance Fraud Letter - January 15, 2024

Loss of Inventory by Bankruptcy

Exclusions Relating to Proof of Loss

ALLSTATE TAKES A BITE OUT OF CRIME

Murder Pays

No Coverage for Benefits no Right to Bad Faith Damages

Violation of Statute Allows Suit for Negligent Failure to Resolve Insurance Claim

Equity Requires Fairness

Coinsurance

GEICO takes a Bite Out of Fraud

No Right to Indemnity After Policy Limit Exhausted

Failure to Reside at Dwelling Eliminates Coverage

Zalma’s Insurance Fraud Letter January 2, 202