Archive - Excellence in Claims Handling

Acting as Your Own Lawyer is Foolish

Proof of Highly Contaminated Water is Required for Extra Payments

15 hrs ago • Barry Zalma

Never Lie on an Insurance Application

Rescission of a Life Insurance Policy

Mar 9 • Barry Zalma

Anti-Assignment Clause of Policy Defeats Attempt to Assign

Arbitration Award Prevents Bad Faith Claims

Mar 6 • Barry Zalma

There is no Statutory Right to Defraud an Insurer

Counterclaim Seeking Payment of its Fraudulent Bills Fails

Mar 5 • Barry Zalma

Limitation Defeats Suit Against Insurer

Supreme Court of Alabama Grants a Rare Request for Mandate

Mar 4 • Barry Zalma

Production of Claims File Required Regardless of Privilege

Claims File Created During the Pendency of a Lawsuit is Discoverable Regardless of Privilege

Mar 3 • Barry Zalma

Zalma’s Insurance Fraud Letter - March 1, 2026

ZIFL – Volume 30 Number 5

Mar 2 • Barry Zalma

February 2026

A Finding of Fraud Voids Insurance

Dentist Who Defrauds His Insurer Can’t Pursue Bad Faith Claim

Feb 27 • Barry Zalma

No Duty to Defend When Exclusion Applies

Declaratory Relief Granted to Insurer

Feb 26 • Barry Zalma

Exclusion for Injury on Public Owned Property Applied

Neither Defense nor Indemnity Available Because of Exclusion

Feb 25 • Barry Zalma

Declaring a Policy Void

Contract Breaches that Allow Multiple Different Grounds to Make a Policy Void

Feb 24 • Barry Zalma

He Admitted He Did the Crime and Must Serve the Time

Fraud Perpetrators Have no Honor

Feb 24 • Barry Zalma

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