Sitemap - 2026 - Excellence in Claims Handling
Leaving a Kohls Store with Merchandise and Not Paying is a Crime
Zalma’s Insurance Fraud Letter – June 15, 2026
You Lose When You Sit on Your Rights
Insurer Contended it was not Defrauded
Default Judgment Must be Respected by Federal Court
Claim of Capacity Defect and Two Pumping-Station Defects Must be Tried
Insurer Sued Defendants for Submitting Thousands of Fraudulent Claims
Conspiring to Burn a Vehicle for Insurance Money is a Crime
The Claims Investigation & The Claims Commandments
Zalma’s Insurance Fraud Letter – June 1, 2026
Dispute Over Two Claims Must Go to Trial
Arson for Profit is a Violent Crime
Divorce Proceeding Charges the Wife with Insurance Fraud
He Who Acts as His Own Lawyer Has an Idiot for a Client
Plaintiff May Try Again to get a Judgment
Proactive Insurer Makes a Fraudster Pay
Contract with State Cancelled and Business Closed
Insurers & The Government Work Together to Defeat Fraud
No Attorney No Work Product Protection
Zalma’s Insurance Fraud Letter – May 15, 2026
When Facts Disputed Summary Judgment Fails
Failure to Pay Loan Allows Lender to Take Security
Bartender Shooting a Customer can be an Excluded Battery
Severe Punishment for Failure to Obey Court Orders
Ambiguous Contract to Repair not an Assignment
Admit to Crime & Be Ready to do The Time
Proper Inconsistent Pleading Defeats Policy Anti-Assignment Condition
It is Fraud to Make the Same Claim Twice
Zalma’s Insurance Fraud Letter – May 1, 2026
The Efficient Proximate Cause Doctrine Saves a Claim
Investigation of First Party Property Claims
Insured Must Fulfill Conditions Precedent to Recover Underinsured Motorist Claim
Co-Insurer/Reinsurer Gets no Contribution From Insolvent Insurer
Criminals Love Catalytic Convertors but not Jail
NFPA Strictly Enforces Conditions
Win Some, Lose Some When You Sue the IRS
It is Fraud for a Law Student to Practice Law
Do the Crime - Incur the Consequences
Abuse of Process & Use of AI Upsets USDC for Washington DC
Case Dismissed for Failure to Comply with Court’s Order
Zalma’s Insurance Fraud Letter – April 15, 2026
PROSECUTING ATTORNEYS ARE IMMUNE FROM SUIT
Everyone Must Agree to Removal to Federal Court
IVF is not Excluded Sexual Conduct
NATIONAL FLOOD INSURANCE IS INTERPRETED STRICTLY
It is Best for Insured to Read Policy Before Filing Suit
Zalma’s Insurance Fraud Letter – April 1, 2026
When Genuine Disputes of Material Fact Exist Summary Judgement Fails
Insurance Fraud Costs Everyone
LITIGATION PRIVILEGE DEFEATS DEFAMATION SUITS
FAMILIES SHOULD NEVER LITIGATE THEIR DIFFERENCES
Civil Rights Action Filed to Try to Stop Prosecution
Officer & State Sued After Arrested for Fraud Prosecution Dismissed
There is No Honor Among Thieves
A Seder for the American Family
Portable Storage Containers are not Buildings
Failure to Provide Well-Pled Facts Defeats Most of Action
No One is Above the Law – Not Even a Police Officer
Zalma’s Insurance Fraud Letter – March 15, 2026
Fraudster Fails as a Jail House Lawyer
Accepting Plaintiff’s Allegations as True The Court Finds Standing
Anti-Public Adjuster Clause Is Effective in New York
Acting as Your Own Lawyer is Foolish
Never Lie on an Insurance Application
Anti-Assignment Clause of Policy Defeats Attempt to Assign
There is no Statutory Right to Defraud an Insurer
Limitation Defeats Suit Against Insurer
Production of Claims File Required Regardless of Privilege
Zalma’s Insurance Fraud Letter - March 1, 2026
A Finding of Fraud Voids Insurance
No Duty to Defend When Exclusion Applies
Exclusion for Injury on Public Owned Property Applied
He Admitted He Did the Crime and Must Serve the Time
Court Bent Over Backwards for Pro Se Plaintiff Who Failed To Properly Allege Bad Faith
Who’s On First – an “Other Insurance Clause” Dispute
Zalma’s Insurance Fraud Letter – February 15, 2026
Expert’s Personal Knowledge or Experience Can Assist Jury
A Certificate of Liability Insurance is not a Policy
Insurers Must be Proactive When Victims of Fraud
Plaintiff Representing Himself Proves His Client a Fool
Barry Zalma’s Most Respected Works
To Be Insured You Must be Named and Live in House
Over 600 Independent Collection Actions Aids Fraud
Inability to Access, or Manipulate Electronic Data Excluded
To Rescind in Maryland a Misrepresentation Must be Fraudulent
Investigation Required to Effect Rescission
Zalma’s Insurance Fraud Letter, February 1, 2026
Anti-Concurrent Cause Exclusion Effective
Resolution of Coverage Issues Appropriate Under Federal Declaratory Judgment Act
Defendant Started a Fire in Bed & is Liable for Ensuing Damage
State Regulatory Action does not Eliminate Effect of Exclusion
Insurance Fraud Gets You Three Squares and a Cot
The Purpose of an Insurance Policy is to Provide Protection to the Insured
No Right of Subrogation in Pennsylvania for Spoliation
Defrauded Insurers in New Jersey Await Direction from the Supreme Court
Allstate Works to take the Profit Out of the Crime of Fraud
If You Do the Crime, You Must Do the Time
Just Because the Defendant Defaults the Court Still has Discretion
Qui Tam Suit Can Be Based, in Part, on Publicly Available Material
Zalma’s Insurance Fraud Letter – January 15, 2026
USDC Must Follow the Finding of the Administrator of the ERISA Plan
Mediation in State Court Resolves Action in USDC
Go to Jail, Go Directly to Jail, Do Not Pass Go
Workers’ Compensation is an Exclusive Remedy
Rescission for the Insurance Professional
Public Adjuster Immediately Retained but Insurer Not Notified
Broker’s Failure to Obtain Insurance Ordered Causes Litigation
Insurance Agent Has No Right to Keep Insurer’s Money